Fixed monthly fees from £19 + VAT with your Self Assessment and FreeAgent included, free business banking, and a real accountant on WhatsApp — not a January-only stranger.
Prepared & filed, included
Worth up to £330 a year
Quarterly filing handled for you
A named accountant, all year
Since 6 April 2026, sole traders earning over £50,000 must keep digital records and file quarterly updates with HMRC. Over £30,000 joins in 2027, over £20,000 in 2028. Done manually it's four extra deadlines a year; done through FreeAgent it's mostly automatic — and every package we sell includes it.
Award-winning accounting software in every package — worth up to £330 a year. Invoicing, expenses, bank feeds and tax forecasts, with no separate subscription to pay.
About FreeAgentWe've partnered with Mettle, by NatWest — a free business account built for the self-employed and small companies, with FSCS protection on eligible funds.
About MettleOur Swoop-powered funding portal matches you with loans, grants and finance from across the market — one search, real options, no obligation.
Explore fundingYour return prepared, checked and filed — with your tax bill and payments on account explained in plain English, months before the deadline.
FreeAgent connects to your bank, learns your categories, and turns receipts into records from your phone — 15 minutes a week, tops.
Quarterly updates filed from software you're already using. No new admin, no HMRC letters that ruin a weekend.
Registration timed right, the best scheme chosen, returns filed every quarter — see it coming long before the £90k threshold does.
Deduction statements tracked, refunds claimed, records straight — proper support for construction subbies.
WhatsApp, email or a call with your named accountant. Questions are included, not billed by the minute.
Construction subbies — we reclaim your overpaid CIS tax (usually four figures) and claim every tool and mile.
CIS accountingChair rent, products, tips and training — the hair and beauty quirks handled simply.
Hair & beauty accountingTaxi, private hire, Uber and Deliveroo — vehicle claimed properly, app income declared right.
Driver accountingDomestic or commercial — mileage, materials and equipment claimed, tax kept simple.
Cleaner accountingGym rent, kit, qualifications and online coaching income — sorted for fitness pros.
PT accountingeBay, Etsy, Amazon, Vinted and Shopify — stock, fees and the VAT threshold handled.
Ecommerce accountingFrom £19 + VAT a month for straightforward sole traders, to £69 + VAT for VAT-registered businesses with more going on. Self Assessment and FreeAgent included at every level.
Every client gets access to our Buzz funding portal, powered by Swoop — one of the UK's leading business-funding platforms. One profile, matched against 1,000+ providers: start-up loans, working capital, asset finance, grants and equity.
Working for yourself means no one hands you a pension or a safety net. Our plain-English guides explain the financial basics sole traders actually need to understand — and where to get regulated advice if and when you want it.
Income tax, National Insurance, payments on account — how the whole system works, with worked examples.
Read guideWho's in, when, what changes, and the 20-minute setup that makes it a non-event.
Read guideWhat you can claim, what you can't, and the reliefs most sole traders leave on the table.
Read guideOur fixed packages start at £19 + VAT a month, including your Self Assessment tax return and FreeAgent software (worth up to £330 a year). VAT-registered and busier businesses pay £39 or £69 + VAT — always agreed in writing first.
Legally no — practically, a good one usually pays for themselves in claimed expenses, avoided penalties and hours you get back. From April 2026, Making Tax Digital also means quarterly digital filings for many sole traders, which is much easier with software and support.
From 6 April 2026, sole traders with qualifying income over £50,000 must keep digital records and send HMRC quarterly updates through software, plus a year-end declaration. The threshold drops to £30,000 in 2027 and £20,000 in 2028. Our packages handle it via FreeAgent.
Yes — preparation and filing is included in every package, along with dealing with HMRC on your behalf and reminding you what to pay and when.
Yes, without judgement. We tidy up late returns, negotiate time-to-pay with HMRC where needed, and get you onto a system where it never happens again.
Yes. We handle CIS deduction statements, reclaim overpaid tax through your return, and keep your records straight — construction is one of our biggest client groups.
Straight-talking tools from the coaching team at Buzz — a profit calculator, a business health-check and performance scorecards. Answer a few questions, get a personalised report in minutes, plus a free 30-minute coaching debrief.
